Texas Debt Solutions

Terms of Service

Last updated: February 21, 2026

1. Acceptance of Terms

By accessing or using Texas Debt Solutions ("Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the Service.

2. Description of Service

Texas Debt Solutions provides legal information and document generation tools for Texas residents dealing with debt collection. The Service includes:

  • Statute of limitations calculator
  • Debt validation letter templates
  • Document storage
  • Certified mail integration

3. Not Legal Advice

IMPORTANT: Texas Debt Solutions is NOT a law firm and does NOT provide legal advice. The Service provides general legal information based on Texas and federal law. This information is not a substitute for advice from a licensed attorney. No attorney-client relationship is created by using this Service.

4. User Accounts

You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account. You must provide accurate information when creating an account.

5. Acceptable Use

You agree NOT to:

  • Use the Service for any illegal purpose
  • Submit false or misleading information
  • Attempt to access other users' accounts
  • Interfere with the proper operation of the Service
  • Use automated systems to access the Service without permission

6. Fees and Payment

Certain features require payment. All fees are non-refundable except as provided in our 30-day money-back guarantee. We reserve the right to change pricing with 30 days notice.

7. Intellectual Property

All content, templates, and materials provided by the Service are owned by Texas Debt Solutions or its licensors. You may use generated documents for your personal debt disputes but may not resell or redistribute templates.

8. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. WE DO NOT GUARANTEE THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE. WE DO NOT GUARANTEE ANY SPECIFIC OUTCOME FROM USING OUR LETTER TEMPLATES.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, TEXAS DEBT SOLUTIONS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING FROM YOUR USE OF THE SERVICE.

10. Indemnification

You agree to indemnify and hold harmless Texas Debt Solutions from any claims arising from your use of the Service or violation of these Terms.

11. Governing Law

These Terms are governed by the laws of the State of Texas. Any disputes shall be resolved in the courts of Texas.

12. Changes to Terms

We may update these Terms at any time. Continued use of the Service after changes constitutes acceptance of the new Terms.

13. Contact

For questions about these Terms, contact us at support@texasdebtsolutions.com